I have 15k in medical bills, bad credit bc of it, do i file bankruptcy? I

Jen T

New member
can't even get a car! :( help. 26f? I was very sick for 2 years without medical insurance. Now I have about 15-20k in medical debt. I'm 26 years old, so I still have time to pay it off, but I have horrible credit now. I can't get a car, I have nobody to cosign bc my parents lost their jobs and don't want to be financially responsible. I'm living with my bf, he loves me, but the relationship isn't strong enough for him to cosign. I can't get a job without a car, i can't pay my bills off if i don't get a job. Blah. Are there any programs to help someone like me? I WANT to be independent, make my own money, pay my own bills, it's my dream. but I feel so lost and unwillingly dependent on my bf. What are my options for getting out of this mess?
 
well, bankruptcy is the easy way, but really all your doing is verifying you cant pay with one chapter, the other chapter is a way to slowly repay!
maybe you should call CCCS which can help you slowly repay the debt back.
at the same time you are prolly trying car lots who go by score only, and you should maybe try a buy-here pay-here lot[gotta crawl b4 u can walk] though you will pay more for the car, but they go by job time soooo.......good luck!!
 
Back
Top