ms. confused
New member
...he ruined my credit.? My question is, how do I get out of a checking account that i co-signed, never used, don't even know the account number, and now it has been reported to ChexSystems. My own personal accounts for 11 years are closing because my step dad had a negative balance, and ChexSystems has reported it to my accounts. Overdraft fees that he never paid had snowballed to a whopping $700. I never got notices or phone calls from the bank he owed...and don't get me started with credit cards. I am $27000 in debt all because of him. He hid these cards from me until they were in the verge of going thru collections...I have a great job, I've always paid my bills on time and had a good credit score...now, I'm forced into bankruptcy (Chapter 13) and he has left me in the dark. How do I stop my own banks from closing my personal accounts? Thank you so much in advance for answering my questions.