seductivexk
New member
So I have a college credit card from WF and I do have a balance on the card each month. However, I still pay the minimum or even more when I have the money. I understand that a finance charge is due to having a balance on the card. However, should there only be one? For some reason I have two finance charges on my account along with the credit defense. I'm not sure why I have two or what the ultimate purpose of the credit defense is. At the rate of being charged two finance charges & credit defense, the charges are exceeding my minimum.
Anyone have some helpful advice? I'm working on paying off the balance right now and have been saving up the money.
Thank you.
Anyone have some helpful advice? I'm working on paying off the balance right now and have been saving up the money.
Thank you.