I am looking to buy a 2005 honda accord. I have a credit score between 620 to 640?

Vamsi

New member
The cars costs 12000$ and the dealer is offering me a loan with an APR of 24%. Is it sensibile enough to buy the car? Should I buy the car, make some payments and refinance my loan or should I just wait until my credit score goes high, and then try buying a car?

Thanks,
VK
 
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