I think you will be fine. they make a low bike i think it is called a hugger or something like that. they also make a slammer kit that lowers the ride height of the bike. My buddy sat on my 99 1200 XLC and he is 5'5'', he didn't have any problems. I would assume the best way to find out is to go to a dealer and sit on one and see how it feels. if you cant put ur feet flat ur still ok you should be able to rest the balls of your feet on the ground, But i am telling you i rarely ever have both feet on the ground i just lean it over to one side and keep the my other foot on the peg.