I am 30 with m.s/b.s degree, want to join army o.c.s to be an officer but have really...

Adam

New member
...bad credit.? Recruiter told me i wont get in to o.c.s. with bad credit so i should do regular enlistment, is this kosher or is he just trying to fill his quota?I do have judgement on my account history.
 
It depends what your situation was(job loss etc.) and is. The reason that caused you to get the bad credit and what you have done to restore it. The people that tell you no are just reading it from a website. When you go over your financial statement with your recruiter they will ask you if you have ever been late on bills and things of that nature. Just be honest because they will definately find out if you need a clearance. Now as far as a top secret with single scope background investigation- I wouldn't count on a job that requires that. But you may still be able to get a clearance below that. Again it all depends.
 
These days everyone checks credit. I had to fight to get in the Navy but had little credit problms as I was 19, but it was bad. He's dicking you around. Just like buying a car- shop around. I had a felony also, a drop out and numerous traffic charges...I got in and just barely missed O.C.S due to my last name. He's lying.
 
He isn't BSing you. If you have bad credit you can't get a clearance.

The military possesses information and technology which could be helpful to our enemies. The unauthorized release of this information can compromise our nation's national security. Unauthorized release can cause battles/wars to be lost, missions to be ineffective, and can result in the death or injury of military and civilian personnel.

A security clearance investigation is an inquiry into an individual’s loyalty, character, trustworthiness and reliability to ensure that he or she is eligible for access to national security information. The investigation focuses on an individual’s character and conduct, emphasizing such factors as honesty, trustworthiness, reliability, financial responsibility, criminal activity, emotional stability, and other similar and pertinent areas. All investigations consist of checks of national records and credit checks; some investigations also include interviews with individuals who know the candidate for the clearance as well as the candidate himself/herself.

In the military, all classified information is divided into one of three categories:

CONFIDENTIAL: Applied to information or material the unauthorized disclosure of which could be reasonably expected to cause damage to the national security.

SECRET: Applied to information or material the unauthorized disclosure of which reasonably could be expected to cause serious damage to the national security
 
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