Nick Karasch
New member
Im currently paying $180 a month minimum payments on $8000 debt at 24% apr
I have heard you can talk down apr's by threatening to switch to another card...but I clearly can't do that because there is no way I can pay it off. I'm sure they will realize this if I called so I'm afraid to.
Do you think there is any way to get it lowered? I'm trying to get another job so I can make more than minimum payments but so far its been a no go.
I have heard you can talk down apr's by threatening to switch to another card...but I clearly can't do that because there is no way I can pay it off. I'm sure they will realize this if I called so I'm afraid to.
Do you think there is any way to get it lowered? I'm trying to get another job so I can make more than minimum payments but so far its been a no go.