well, it depends on what you mean. you can't just generate code. you have to write it. and attaching a picture i guess you mean putting a picture with it. if you want the text ON the picture, use photoshop or paint or something.
insert <br> for 'enter/return' aka going to the next line.
<img src="url-to-image-goes-here" />
example:
POEM<br>
the big brown bear<br>
bit a big blue bug<br>
and the big blue bug<br>
bled black blood.<br>
<img src="url" />
[picture will appear there]
