J
jsblindside
Guest
I have about 5k in credit card debt from like 7 different companies. I saw ads for credit card debt companies who compile the bill and help you out. I can barely make the minimum payment with the way the economy is right now and such. I am attending college and work part time. Are these companies legit? My mother told me that if I do that, the next 10 years of my credit will be bad. What can I do to stop the 40 calls a day I get for paying my bills?