How to format the memory card of my Nokia 3110c?

I've got a couple questions, actually...

1) I read that to format the memory card, I just have the insert it into my computer. How exactly? I have a Dell Inspiron 1525 and a Toshiba Satellite (I forgot the model no.), will any of those do?

2) Are there any alternatives to formatting the memory card? (besides purchasing a new one of course!)

3)Will the memory still be there once it's formatted?


Please provide details - I'm kinda useless when it comes to gadgets and technology >_<"
 
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