Well, I hate to say it but I think at your age anything is going to high. It all depends on what state your in and the kind of coverage your looking for. I'm not sure if you're able to but, sometimes it's cheaper to list the vehicle under your parents name so that way you receive some of their discounts and also, it can help to have other drivers listed as a part-time driver for the vehicle and not just you. Try going online to like Progressive or something and fill out the quote. Good luck!