How much does insurance company pay for a totaled car with previously rebuilt title...

...issued? So I am looking to buy a car with rebuilt title( please dont tell me that I should not buy it, I know all the pros and cons). So lets say I have full coverage insurance and I get in accident and the car is totaled. What kind of money will I get from insurance? Clean trade in value? Clean retail value? Or half of clean trade in?
I am just concerned if I should purchase full coverage insurance for it or no. If my monthly premium would cost as much as for clean title car, but I would get only 50% of it in case of an accident, than it does not have sense.
Car is Honda Accord with $10000 KBB value and my insurance company is AAA Michigan.
 
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