How long does a dui on your record affect your car insurance?

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Ira O

New member
ex. I got a dui almost 5 years ago, will an insurance company look at my record from the past 5 years or longer? How many years from your dui do they hold it against you?
 
Most companies surcharge you 5 years for a major violation such as: DUI, reckless op, etc. You should see a big difference the first policy renewal following the 5 year anniversary date of the DUI. If the anniversary date is in the middle of your policy term I would request that your agent rewrite you policy prior to the renewal date. If you don’t you will be paying a surcharge even though your DUI has been longer than 5 years. Also I would check out now some of the following links. They provide free quotes that could help you bring your premium down.
 
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