Intermingling layers of acrylic and oil are a recipe for possible structural failure. Acrylic paints dry quickly, sometimes within minutes, or at most, hours of being applied. Oils can take weeks or months to dry sufficiently. Acrylics applied over oils are most likely to fail. Layering one after thee other, over and over, or attempting to get acrylic to adhere sufficiently to oil pastels . . . questionable. And the mediums you use with oil and acrylics are totally different and can not be intermingled. There is no universal medium that would bind them together and guarantee that they would remain on the canvas.
Mixed media means any painting that is not done with only one media. Examples are pastels over watercolor, watercolor/charcoal/pastels, charcoal/oil, watercolor and colored pencil, etc.
A collage is created by including non-paint materials, such as paper, fabric, wire, string, sand, glass, rocks, and other objects. These objects can be "glazed over" with acrylic gloss medium when using acrylics, or varnish when using oils.
Charcoal and pastel do not have to be sprayed with fixative to be completed. Fixing pastels is basically fusing them with acrylic sprayed on in very fine droplets. . .and this has the effect of fusing the individual particles of pastel that give it its luminous glow! When using pastel in mixed media, it would be best used as part of the last layer of color added.
I am not sure what kinds of mixed media work you have seen, but if you proceed as in the same haphazard manner you described, you are going to have a mess. I would suggest you practice, or do small studies to see how the various materials work together before you commit to doing a larger piece.
Good luck . . .