I see it a lot where they have chords written above lyrics, but I don't understand, as the songs aren't just the strummed chords, but other stuff to, mudcat has Lancashire Lad by Mike Harding that I want to be able to play, http://mudcat.org/thread.cfm?threadid=114888#2455811 , but it says "K:Fm
C E|F2 F2 F2 EF|A4 B4|c2 BA F2 C2| E6 CE|
F2 F2 F2 EF|A A2 B-B4|c2 BA F2 E2|F8|
e2 c2 cB A2|BB G2 E3 B|c2 BA F2 C2|E6 CE|
FF F2 F2 EF|A2 A2 B2 AB|c2 BA F2 E2|F6|" , which is another thing I struggle with, is changing the chords into different keys, as I think it's trying to tell me to do, because "C" doesn't sound like it does on the song, and much searching on the blogosphere hasn't helped.
Much gratitude to whoever can help

C E|F2 F2 F2 EF|A4 B4|c2 BA F2 C2| E6 CE|
F2 F2 F2 EF|A A2 B-B4|c2 BA F2 E2|F8|
e2 c2 cB A2|BB G2 E3 B|c2 BA F2 C2|E6 CE|
FF F2 F2 EF|A2 A2 B2 AB|c2 BA F2 E2|F6|" , which is another thing I struggle with, is changing the chords into different keys, as I think it's trying to tell me to do, because "C" doesn't sound like it does on the song, and much searching on the blogosphere hasn't helped.
Much gratitude to whoever can help
