Srt-4-Life
New member
In October Dell financial tried to take 2 payments out of a bank account I have had closed to 2 years. They bounced and my bank called and asked what was going on. I called dell they said were sorry send us a fax from your bank telling us what happened and we will refund your 2 over draft fee's $68 dollars. After months of me calling them trying to figure this out they give me a run around saying it will be refunded soon. I told them I wasn't paying my bill til it was. They said that was fine we will make a note so it doesn't hit your credit. Well last week i get a call from the collection agency saying i am in collections so i explain the situation and they said pay wat you owe for the oct, nov, dec payments them once its processed call dell up and ask them whats going on. So i sent a check for $286 to them. Then called Dell and after a run around the lady gave me to her supervisor and he was a jerk! He said its my fault I am the only one with access to my account. So I said fine if you dint wanna give me it back I am not paying another dime. I will settle today for 1200. I owed $2012.00 And he said we dint take settlements. Pay the full amount I said no and he said have a nice day. Then I went to my bank and put a stop payment on the check. But what do I do now? I dint want to screw up my credit because i wanna buy a house in a year or so with my fiancee. I have no issues with any other credit card i have. But i am not paying a company who thinks its ok to Access my account! Help!