of business? So here the deal: I recently paid off my entire car loan a year in advance. I was told at signing that I would be entitled to a refund of the $300 i paid if I never had to use the GAP once the loan was paid off. The problem is that the dealership went out of business. I called Express Gap the company that provided the gap and they informed me that I was not entitled to a refund? Said something about me only being entitled to a refund if I would have cancelled it after 30 days of purchasing it. Now I get nothing back. Whats going on here?