Thursday Next
New member
I haven't a clue how to go about it but my friend was telling me today it's well worth it.
The thing is I have had at least 6 loans over the past 10-11 years and got myself into a lot of trouble with debt. In the end about 7 years ago, Lloyds offered me a massive loan of 12 grand to cover all of them (I was about 25 at the time and earning very little). I then couldn't afford to pay that off and it is now a CCJ which I have been paying ever since and never missed a payment.
I'm in a much better state with debts now (although I'm still paying them all off in tiny amounts each month but I'm getting there, lol).
I now have left the big loan and a couple of outstanding credit cards (which have been outstanding for a number of years). I'm pretty sure I didn't have any PPI on the big loan and have no idea about the credit cards. I have no paperwork for any of them.
Probably a stupid question but is there any point in trying to find out more about reclaiming PPI or is it pointless? I definitely had PPI on the older loans that I got consolidated into the big one.
Any advice would be great, thanks!
The thing is I have had at least 6 loans over the past 10-11 years and got myself into a lot of trouble with debt. In the end about 7 years ago, Lloyds offered me a massive loan of 12 grand to cover all of them (I was about 25 at the time and earning very little). I then couldn't afford to pay that off and it is now a CCJ which I have been paying ever since and never missed a payment.
I'm in a much better state with debts now (although I'm still paying them all off in tiny amounts each month but I'm getting there, lol).
I now have left the big loan and a couple of outstanding credit cards (which have been outstanding for a number of years). I'm pretty sure I didn't have any PPI on the big loan and have no idea about the credit cards. I have no paperwork for any of them.
Probably a stupid question but is there any point in trying to find out more about reclaiming PPI or is it pointless? I definitely had PPI on the older loans that I got consolidated into the big one.
Any advice would be great, thanks!