How can I install Flash for Linux to be used in Chrome? Also... permissions?

I recently downloaded Ubuntu 10.10 (a Linux based operating system). I have spent a bit of time setting it up and I got it to a point where I thought that it was working pretty well. Today I wanted to follow a link that one of my friends gave me to watch a video. It informed me that I needed to have the latest version of Flash installed and it provided me a link for where I could download it. I followed the link and downloaded the 64-bit Linux tar.gz version.It automatically saved the file to the Downloads library rather than in the file system where it was supposed to go. Now I am unable to move it to File System (Where my Chrome plugins folder is) to activate flash due to inadequate permissions.

I heard rumors that Chrome recently came out with a linux version that had Flash installed by default. Is that the unstable beta version they are talking about there? If it isn't, how can I activate flash?
 
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