How Can I Avoid Fees if My Employer Pays Me With a Prepaid Card?

EmptyNest

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Dear Lifehacker
I don't have a bank account and so my employer pays me with a prepaid debit card. I keep incurring fees left and right and it's cutting into my budget. What can I do to keep my fees low or get paid some way that doesn't cost me an arm and a leg?
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