Okay, so here's the deal. I had one late payment at my bank. I transferred to CIBC to RBC, and I had insurance that I didn't realize was being debited off my account. I had two months worth of NSF because I had no money in that account. It went to the creditors and I paid it in full, but it's still on my record and I was declined for a 1000 dollar lease because of it.
I have a credit score of 634. I want to move out soon, and I'm wondering just how much I'm going to be screwed over bu having just one bad debt with a rating of 9.
Any input is appreciated.
I have a credit score of 634. I want to move out soon, and I'm wondering just how much I'm going to be screwed over bu having just one bad debt with a rating of 9.
Any input is appreciated.