Back in 2009, my husband allowed my sister in law to open 2 credit cards (Paypal and Toys R Us)in his name. She agreed to pay ALL payments. He only allowed her to do this so she could make sure my nephew (her child) would have a great Christmas. He went with her to the 2 stores and applied for the cards.
A few months later, she claimed she needed his social security number to pay a payment at one of the stores (which we later found out was a lie).
We checked his credit report a couple days ago and noticed there was 2 accounts opened--Walmart and Maurcies with negative balances. One balance is over (Walmart) $900 while the other is about (Kohls) $250. We NEVER gave her permission to get these 2 cards. Also, the 2 accounts my husband allowed her to get, while one is fine (Toys r Us), the other (Paypal) is deliquent and is over $500. This has greatly reduced his credit score.
So my question is, could we get her for fraud? If so, which cards?
A few months later, she claimed she needed his social security number to pay a payment at one of the stores (which we later found out was a lie).
We checked his credit report a couple days ago and noticed there was 2 accounts opened--Walmart and Maurcies with negative balances. One balance is over (Walmart) $900 while the other is about (Kohls) $250. We NEVER gave her permission to get these 2 cards. Also, the 2 accounts my husband allowed her to get, while one is fine (Toys r Us), the other (Paypal) is deliquent and is over $500. This has greatly reduced his credit score.
So my question is, could we get her for fraud? If so, which cards?