Got in a car accident, is car repair covered by insurance if its not under my name?

  • Thread starter Thread starter bwoy2003
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bwoy2003

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I recently got into a car accident because the car skidded on an icy road. And I did some damage to the car... the car and the insurance policy is under my dad's name. Will the car repairs by covered by the insurance if my dad wasnt the driver? I'm 21 yrs old.
i live in ohio
 
The insurance will only cover the named policy holders and the vehicle the insurance is on.
If you are not on the insurance policy for this car then the insurance co will not pay to repair it as it will be uninsured loss/damage.
 
yes but it depends on the type of policies he has where whom ever drives the car is covered also a valid license they will cover the damages
 
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