getting wells fargo to lower our car payment without a refi.?

  • Thread starter Thread starter Erin G
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Erin G

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My husband has a loan in his name only for his truck. It is thru Wells Fargo Financial. He has lost his job and neither of us are currently working. We have no income. We are both looking for jobs with no luck as of right now. We are currently about 20 days late on the truck payment. It is possible to get Wells Fargo to lower the interest/payment with out acutally having to apply for a refi of the truck? We cannot do that becuase the loan to value ratio is way off and we have no income. The loan balance is 36000 and the kbb is right in the area of 20000 due to high mileage. Any ideas on what we can do to get the payment lowered so we will be able to afford it again?
 
think what you are asking. NO jobs and there is now way they can alter your loan agreement. So with out jobs no way to refi this either
 
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