No, you're wrong. To me you are intelligent when you come up with your own outtake on things. When you devise your own stance on things. I don't believe intelligence is something that can be learned or attained, except by time and experience.
You are intelligent to me. Your own definition defies you anyway. You haven't come up with a solution because you have weighed the options and consequences of "solving" your problems. If you just did everything that was told then that wasn't really using intelligence, not saying doing that makes someone unintelligent, mind you. I'm saying that you have been waiting for whatever it is to make you comfortable to take the proper steps for yourself. That is extremely intelligent.
Anyway, you have proven your intelligence on these forums to damn near everyone by the thoughts you have expressed (even if they are not the most diplomatically or tactfully done) here. Most people here are fairly intelligent so trust me that if they are telling you you are, then you should definitely believe them (I'm not talking about myself here either, I've seen many people call you intelligent).
You know what Lamp, when you're ready to deal with your problems, you will.