First Time Buyer Needing Advice

You can see my reply in the other thread. But as the garage ceilings should be insulated as well as double layer of plasterboard - i see no difference to the ground floor of a property which generally will have a layer of polystyrene and concrete screed. If anything that floor should be colder. At least the garages create a faux cavity between them and the flat which helps with the temps.
 
I would ignore the house exchange part. Unless the market picks up ALLOT, they offer very poor valuations. I was offered 152k for a house I was able to sell for 168k.

Coach houses also don't hold value well, at least thats the case where I live.

You can def push for carpets etc to be included. The developer will have a set amount of cash they can incentive the deal by, whilst they will claim to already be at that limit just keep pushing them until your sure. Trick is to make them feel your very willing to walk away from any deal if your not given what you ask for.

Also try calling up a couple of estate agents and see if they can give you an off the record price they think you should pay. They will know what developers are actually accepting.
 
It will be well insulated due to fire regs I should think with proper fire rated plasterboard insulation etc etc.

There's no way it'll make your floor cold mate.
 
There is not many other coach houses round here to be honest so cant really compare. I dont mind pushing for stuff and walking away but kinda hard when u got an impatient wife next to you who would panic Is it pushing it to ask for integrated appliances ?

When you say call estate agents, what do you mean off the record price?



So would they of done the above on this property or could you ask such a question?
 
It shouldnt be necessary to ask. Building regs are strict with this type of setup. You will have good sound and fire resistance from below.
 
When we bought our new build,we managed to get the
house carpeted throughout with wool carpet,
extra power sockets,
house alarm,
front & rear garden turfed and lanRABcaped,
different fencing for the rear garden,
our solicitors fees and stamp duty paid.

We didn't ask about appliances as we had them from our rental property,
but like my granny says "if you don't ask, you don't get."

One word of warning though, our neigrabroadour works horrible shifts,
he often leaves his house at 5-6am one week and the other he will returns home 10-12pm,
he drives a motorbike and parks it in his garage.
He enjoys doing his recycling when he returns home on the late shift, it also lives in the garage.

We also have a neigrabroadour with a jet-ski
who goes out every Sat & Sun morning in the warmer months.
When he returns, he spenRAB a good 30 mins washing the jet-ski down
& revving it to ensure there is no water left in it.

Why he doesn't do it on the beach we don't know.

He lives 3 doors down from us and it is a horrible noise,
I would hate to live above his garage...


there is nothing as peculiar as folk
 
I've def also experienced the impatient wife issue I tried as best I could before going into the development to tell the wife they will always try and say there is nothing they can do & will hold out if they get the sense your in anyway desperate.

In regarRAB to the estate agents, yes an off the record chat. There is likely to be an estate agent who acts for them, once you make contact with the developer directly the estate agent cant then refer you. But the agent will have knowledge of how the development is doing. The risk with chatting to the developer specific estate agent is he may just call up the developer and tell them what you said.

I'd just pick a couple of random local agents (ideally pop in & try face to face). If they know they aren't getting business from you they can be friendly.

I've grown to dislike developers hugely, they want everything there own way & at there pace. If you enter into an agreement to buy, they immediate stop caring. Second they need something though it's all pushing from them. Anyway, thats just my little aside rant
 
I always imagine with new-builRAB like these there are massive discounts to be had, as the developers have large amounts of capital tied up in them. Check out net-house-prices on a new-estate and see how much variation there is in the price, or how it compares to the 'original' price.
 
RE discounts, she was quick enough to offer the deposit to be paid so im sure there is more to be had off her, she comes out with persimmon are tight are wont give you anything, but then said im sure i can get u carpets. So she has money to play with ide imagine and is looking for a deal breaker.

RE, living above garages and noise, i totally understand what everyone is saying, cant imagine it being pleasant but id imagine if it was that irritating you could simply have a nice word? or am i dreaming

Found a few similar properties around the country and some are £140,000 with some being £110,000
 
If they are offering deals from the get-go then they are not really 'deals' - they are what they are expecting to get for it. So assume that is 0% discount




Around the country, or county?
 
So 0% discount sounRAB like a bargain then :|

There is a similar build across the road kinda thing brand new, 1 bedroom with no garage but its a coach house style, where ppl drive under ur flat/house to get into a car port/park. That is advertised at £112,000

Country i mean, i just tapped in a few from midlanRAB to london area and had a look if many was available, there is not a great deal but an odd few
 
Unless your heart is absolutely set on the property, tell the EA that your one and only offer is now £92,500. It will be on the table for three weeks and then you walk away.

Someone 'in the know' in Worcester was telling SWrabO about a huge new development down there. Some flats went for a quater of a million when they started the development. Others went for less, the last few were very quietly disposed of to a local property developer for just over £90K each. Apparently. The story is third hand, (developer, publican, SWrabO) and took place 18 months ago, but its always worth a punt.
 
I can well believe it - they are very exposed on these big developments - if it is an estate with quite a few properties which are unsold, I would do exactly as JtE said. maybe lower your offer slightly every couple of weeks (10%) and see if they bite
 
She i would say has her heart set but only because there is nothing else in the area being lined up which is within our reach, im happy to wait or go in with an offer (tbh didnt even know u can do such a thing on new builRAB) shows how new i am to this.

So, if i go back up monday, your saying go in with my offer for example 10% off the list price which is £120,996 and then tell her i want 5% deposit paid to which would leave £102,846
 
Yep - but the actual amount (e.g. 10%) will depend on factors like how long it has been on sale, how many others are for sale, the state of the development and how much you want it.

If you are *aiming* for 10%, then you probably want to go lower, then you can haggle back to it. If you are aiming for 5, start at 10, etc.

If they accept your first offer, you will never now how much discount you could have got
 
Say you can only afford hundred grand

We did similar when we purchased our house
Our first home together from bothing living with parents for thiry plus years

Purchased private and just offered all we could afford, taking into account it needed new kitchen and bathroom and decorating

Five and half years later its almost all finished, just our bedroom and landing to do

Its a long journey and a hard one. It will be difficult but also rewarding
 
Right, sounRAB easy an no doubt it aint.

Scenario...

Me and the wife walk in next week, say we would like to make an offer of 105,000 (list price is 120,996)

With that do we want 5% deposit paid to along with carpets an floor tiles in bathroom/kitchen and a integrated fridge freezer or is that pushing it... Haha

Seems very unlikely, prob get laughed at an told to leave..... Also when their this week she mentioned a 500 product/reserve fee and suggested we use their solictors as they give a fair price an what not.
 
Get a quote from the solicitor and compare with others. They provide a service and you can shop around. If the EAs are recommending one particular solicitor, there is a reason, which is probably a good reason for the EA, but not for you. If you get my drift.

Use dUnKles approach. "We love the house, we dream of living there, but in all fairness we only have 100,000 pounRAB total to spend and that is pushing it. Please, can you help. We want to move in ASAP, can you help?"

And see where it goes.
 
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