I need some advice .....
I have about 9 thousands dollars debt that I would like to pay off ....
Its from a credit card a few years ago that went bad ...
I had a personal crisis and wasn't living in my own country so I just left it and thought it would disappear , I was young and stupid and also I thought I was never going to return to my own country and then something happened , I met the love of my life and we moved back to Australia as it was easier with visa issues etc . Now the thing is , I have the bad debt lingering around , well they didn't contact me as they don't know I am back in Australia , but now that my partner and I are very serious and are considering getting a house in the next years , I thought I had better sought this out asap because it can affect my suture right when we want to get a home loan etc .
I don't know what do , if I should try to get a 19 thousand dollar loan ( if anyone will lend to me ) or if I should consider a debt consolidation loan . Can anyone help me ?
Any advice , tips or info much appreciated .
Thanks
I have about 9 thousands dollars debt that I would like to pay off ....
Its from a credit card a few years ago that went bad ...
I had a personal crisis and wasn't living in my own country so I just left it and thought it would disappear , I was young and stupid and also I thought I was never going to return to my own country and then something happened , I met the love of my life and we moved back to Australia as it was easier with visa issues etc . Now the thing is , I have the bad debt lingering around , well they didn't contact me as they don't know I am back in Australia , but now that my partner and I are very serious and are considering getting a house in the next years , I thought I had better sought this out asap because it can affect my suture right when we want to get a home loan etc .
I don't know what do , if I should try to get a 19 thousand dollar loan ( if anyone will lend to me ) or if I should consider a debt consolidation loan . Can anyone help me ?
Any advice , tips or info much appreciated .
Thanks