Do you think anybody would accept this business proposition?

I am trying to get some "credit"/respect from the lending and business industry. I am recently out of business school with an MBA. I am wondering if any small business owner ( market cap of 500k), would allow me to essentially act as a "developer", and come up with ideas to improve the revenue and decrease the costs of the business. I would be willing to work for free, actually; I would be willing to PAY MONEY to the business owner in order to get a job like this, working with a small business owner to improve the profit. I would be willing to pay money in order to ensure that if my ideas implemented are actually bad and cause a loss in profit, then they (the business owners) could keep the money to compensate for their loss in profits
 
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