Do I have the financial assets to invest in a house?

FireCollie

New member
I'm 22, I live in Phoenix and I just graduated from college a month ago. I am starting a job that pays $55k plus benefits in about a week. I don't have a credit score yet, I haven't used credit or borrowed for anything. I lived with my parents all this time.

The houses I'm looking at are about $210,000. I'm going to my credit union on Monday to talk to a financial adviser, but I want to see if you guys have any guesses on what I need to do to become eligible. What will I need to do, and how long will it take before I can buy a house? I'm also looking at buying a car in a few weeks.
What about lease-to-own plans? I kind of want to move out of my parents.
 
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