So I just bought a new car 3 days ago.
Today, there is a decent size ding on the driver side door that took a few small spots of paint off down to the metal (The metal itself is not dented or scratched, just the paint)
It needs to be fixed otherwise the exposed metal will rust. It's small enough that I suspect it would be cheaper or equal in cost to just pay out of pocket to have it fixed rather than run the risk of filing an insurance claim and then they jack up my premium in 6 months.
Does anyone have any thoughts or insight?
It's not a dent.
Thanks everyone. To clarify I was more concerned, if the deductible is the same or less than the cost to do it out of pocket if I should be concerned with the insurance company raising my monthly policy rates when the policy is renewed.
Today, there is a decent size ding on the driver side door that took a few small spots of paint off down to the metal (The metal itself is not dented or scratched, just the paint)
It needs to be fixed otherwise the exposed metal will rust. It's small enough that I suspect it would be cheaper or equal in cost to just pay out of pocket to have it fixed rather than run the risk of filing an insurance claim and then they jack up my premium in 6 months.
Does anyone have any thoughts or insight?
It's not a dent.
Thanks everyone. To clarify I was more concerned, if the deductible is the same or less than the cost to do it out of pocket if I should be concerned with the insurance company raising my monthly policy rates when the policy is renewed.