credit score situation.....i owe 2700...since last year for old cellphone

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contract..long story..on disability.? im on disability assistance and i dont think i can pay the 2700 cellphone contract (long story) ...i know my credit score will or is already damaged..im 23..i feel so depressed now over this.

...i dont know what to do...and i dont really know much about credit scores and collection agencies.

... the agency that called me said i have until the end of this month to pay 100$ ( they want me to pay $100/month..when i only make $606/month!) or they will report me to the credit bureau

.......... :( .......... im planning to go to college in September (want to try getting disability money to pay for school) im trying to save and to move out this summer closer to the school...................I DONT KNOW WHAT TO DO ...im running short on hope..

...i know i could pay them part of it but i cant even pay them 1000..the most...the MOST i could pay is 500 from my savings :( ....what would you do?
 
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