"Concierge" Doctors

Does anyone have any experience with "Concierge" doctors-the kind that make themselves available to you 24/7 for an annual fee? I am considering joining one of their practices and wonder if they really do live up to their claims. Any advice would be appreciated!!
 
It is my understanding you pay the fee, but, you will pay in addition for each office visit out of your pocket. It will be up to you to file for insurance reimbursment for office visits, they do not file insurance.

The fee will guarantee a six figure salary, fewer patients, more free time, etc.

Please read the fine print.

Research "Concierge Doctors pros and cons" to learn more about this type health care.

The way healthcare is going I am afraid more and more doctors will join this group.

At present doctors do not want to take care of Medicare Patients (Medicare plans on reducing doctor fees even more).
 
The one I am looking into does file insurance. You pay a yearly fee which covers an extensive physical and then when you go to the doc for other visits it is treated like any other doctor-copays etc. I also have many medical issues, using 5 different specialists and this doc will coordinate all of my doctors. He also does hospital visits (which is rare for internists theses days) and is on call by cell phone 24/7. He actually seemed eager to take my case and I was pretty upfront about my needs. His practice is limited to 450 patients.
I was recently in the hospital and it cost me $3000 out of pocket. I truly believe that had I had someone overseeing all my issues I could have avoided hospitalization. His fee is $1500 per year and I average about 1-2 hospital visits a year. So if I can stay out of the hospital I will be saving quite a bit of money!!

We'll see.....
 
I've read about this and if I had chronic conditions or needed multiple specialists I'd definitely look into it. One of my main complaints about the medical profession is that they tend to think the doc's time is more valuable than the patient's and you spend MUCH more time waiting for them (in the waiting room, half-dressed in the exam room) than they actually spend with you. I'd pay extra to know that appointment times would be kept (or I'd be informed beforehand if they were running late) and that they weren't on a time schedule of 10 patients per hour.

I'd guess that their rates might actually be lower if they didn't need to hire someone to fight with insurance companies and they wouldn't be taking on Medicare/Medicaid patients (reimbursements too low). They would also have zero uncollectible debts- you pay up front with a credit card and then go after insurance.

It would have to be a VERY good doctor, though.
 
Not all concierge practices are alike. Our practice for example, has the one flat retainer fee which covers a large number of services including unlimited office visits and phone calls, 24/7 access, no waiting ever, home visits, ER visits, continuity of care from office to hospital, routine vaccinations, complete health and wellness evaluations, etc. We do not charge extra for office visits, EKGs, audiometry screening, and we also provide a nutritionist consultation. There are no copays and no bills to patients except for the retainer fee. Other concierge offices may provide different services and charge a different retainer fee. Some offer massage and personal trainer services, for example. Some charge only a small monthly fee to cover more personal access and expedited service, but not a lot of other things. Every one is different except for the retainer fee concept. Ideally, in a perfect world, these services would be available in all traditional doctors' offices but this is not economically feasible. Traditional offices have to have a high volume of patients in order to pay overhead and make ends meet due to low reimbursement from insurance companies. Concierge practices are modeled so that the retainer fee allows the doctor to see fewer patients and spend much more time with them than in the traditional model. This gets us back to the way medicine used to be practiced. Patients are much more satisfied with their medical care. They get their questions answered. Their medical problems are dealt with much more effectively and expeditiously. And, for most of these practices, you don't have to be rich to afford it, either.
 
I ended up signing on with the doctor I was talking about in my 1st post. He has already spent over an hour with me and I just made my 1st payment Wed (you can pay yearly, twice a year or quarterly). He asked me questions that no other doctor has ever thought to ask me and I have been worked up at Cleveland Clinic and Johns Hopkins. So far I am pretty pleased!
 
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