D
dek_303
Guest
i had (one) account with bank of america for a credit credit. it went into collections and i received a letter from an law office to collect the debt. i requested the debt be validated and i was sent a summons instead. i sent another letter requesting account history, statements, etc. I received a couple computer printouts that didn't look like they were from the original creditor.
i decide to pull up my credit report and bank of america hit my report with TWO accounts and i only had one account with them. i disputed it with BofA and they are deleting the account that the collection agency / law office is going after.
Some things against this law office:
didn't validate debt before taking action (court summons)
failed to validate debt for requested information
charging 30.42% interest when no interest is listed in any agreement (colorado default is 8%)
trying to collect on an invalid account
i decide to pull up my credit report and bank of america hit my report with TWO accounts and i only had one account with them. i disputed it with BofA and they are deleting the account that the collection agency / law office is going after.
Some things against this law office:
didn't validate debt before taking action (court summons)
failed to validate debt for requested information
charging 30.42% interest when no interest is listed in any agreement (colorado default is 8%)
trying to collect on an invalid account