certificate of deposit?

  • Thread starter Thread starter renenzio
  • Start date Start date
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renenzio

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Hello, please I need some clarification. Let’s take just as example the following case:
Terms (Months)5, Interest Rate 1.14%, APY 1.20%
that means that after 5 months I get 1.14% interest or I get 1.20% interest?
Are the interest rate and the APY net, or taxes apply?

- If just for example I open a 2yr CD with 4% interest, it means that I get 4% each year, or only 4% at the end of the contract?
 
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