Car insurance problem!!! Please help!!!?

My problem is that I had a car accident last monday, and I just picked the police report. I called the other person insurance (Which is responsible for the accident), and they told me that his policy is suspended because he didn't pay. Basically he was driving without insure.

***My question is what I need to do now???
I have a repair estimate, which is $1,400.
 
CALL your insurance company. If you have underinsured/uninsured motorist coverage, THIS is exactly what that coverage is for.

Then sue the guy personally for any balance that your insurance company can't cover.


If you dont, then sue the guy directly in small claims court.
 
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