I recently put a deposit on a 2004 Saturn Ion. I'm new to the whole insurance thing, so I was wondering what to do first. I know that I'm going on my parents insurance, so should they call now to insure the car, or do we need to buy the car first? Does the dealership get the vehicles license plates? Is it cheaper for my mom (never in an accident) to say that she is the primary driver of my car? Can she be the primary driver of two cars? Thanks for answering.