Can my car insurance co. assign a lawyer to represent me in court without

[Joanna]

my knowledge or consent? I was in a car accident which was my fault. I only had liability ins and the guy I hit had full coverage, now, his claim was for $19,000 but my ins only covers me for $10,000. this is where it gets complicated (stay with me) His insurance company has now bought out my insurance company. Now theres a lawyer (her secretary and also the investigative firm she hired) calling me and coming to my house telling me that my insurance has assigned this lawyer to me who lost contact with me before the trial, now there is a judgment against me and she is supposed to help me...I'm not a lawyer or anything but isn't that a conflict of interest? and I never had any knowledge of any lawyer or even of a court date and definitely did NOT consent or sign any agreement to have a lawyer. Please give me any advice or insight you might have, All this seems very suspicious to me