driver's were involved? So I realize before I ask this question that I'm pretty much an idiot. I have never hit anything or got a ticket in my 6 years of driving until this year. 4 or 5 months ago i hit the right front lower part of my bumper in a parking lot and since the damage didn't look bad (but would cost $700 to replace the entire bumper) I decided to live with it. 2 weeks ago i was backing out of my parking place in my garage and hit the concrete pillar just above the front driver's side wheel. This was on a different body part than the bumper and looked bad enough that I was planning on fixing it. Well, before I could I did the same exact thing in a different parking garage but this time about ten inches in front of the tire (causing more damage above the tire and a bit of bending to my bumper (and this was after a company Christmas party where I won 1500!!!! ) So the question. If I took this into a body shop could I just claim this last accident on my car (my deductible is $500) on insurance and have them fix both pieces since this accident damaged both parts, or would I have to make a deductible payment on each separate event? Anyone have any experience or answers?