Can i upgrade my verizon phone early?

Harrison

New member
I upgraded my verizon wireless contract from a voyager to a motorola droid in June of 2010. I am really displeased with it and i'm looking to get another, most likely the iphone or droid x. If i went to verizon to buy one would i pay the 2 year price, or the 400$+ price? Or, how would i
(besides going to a third party source such as ebay) get another phone? And if i upgraded, could i upgrade to a plan lasting one year at a time?
If you switch from one smart phone to another smart phone, am i still hit with the 200$ penalty?
 
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