My freshman year screwed me. I lost so my credits from skipping. Even with a 3.5-3.8 every year after that, my cumulative high school GPA ended up being a mere 3.2 or so. I went to the College of Idaho (a private school, which gives out more financial aid) which had a tuition of $15K or so, plus $3K room and board. In all, the college estimates you to spend $27K a year. With a 28 on the ACT, I filled out the FAFSA and when I applied for the college, it automatically puts you up for financial aid based on grades and stuff, and got $20K. I didn't even need that much, books, room and all. You'll be fine. Get signed up at Zinch.com, by the way.