Can I be jailed or sued or something by the bank just because I'm not able to pay

Robi

New member
my credit card? I'm from the Philippines and my credit limit was just around 22,000. The last payment that I made was more than a year ago and at that time I still had more than 10,000 pesos worth of unpaid amount. And then just in April of this year I received an email from a law firm which I suppose is connected with the bank threatening to sue me if I fail to settle down my account within 2 days upon receipt of the email. I ignored it and haven't gotten back to them since. I received no further actions except that after about a month they sent me again the same letter which they did in April.
 
They shouldn't be sending you this kind of info via e-mail, it should be sent by certified post for starters.
Best go and see a financial counselor to help you find a solution to the situation.
 
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