Z
zobservant1
Guest
credit report? I got divorced 2 years ago.. after the process started, my ex and I created our own bank accounts at separate institutions. I am pretty sure she also signed up for a credit card that they offered with her checking account, which is what this is about.
Now, collectors are calling me about this debt stating that I am a cosigner (I don't know how because she got that card after the split, and I did not like her enough anymore even a year before the divorce to have cosigned for her).
The collectors stated that in California I am also responsible for that debt. I don't know how that's possible when I checked my credit report and it is not there!
I did not admit that I owned the account, I claimed that I am not responsible for it and that I make no claim of the debt, and I hung up.
Can they act against me for anything at all? Jesus, California is not a good state for consumers.
Now, collectors are calling me about this debt stating that I am a cosigner (I don't know how because she got that card after the split, and I did not like her enough anymore even a year before the divorce to have cosigned for her).
The collectors stated that in California I am also responsible for that debt. I don't know how that's possible when I checked my credit report and it is not there!
I did not admit that I owned the account, I claimed that I am not responsible for it and that I make no claim of the debt, and I hung up.
Can they act against me for anything at all? Jesus, California is not a good state for consumers.