Balance transfer of $ 19k? Need help!

xenosblaze

New member
I have an account with Providian Visa got 7 1 / 2 years (recently became the WaMu). My limit is 20k. I is the amount of $ 19k. I have a great payment history ... Except last October, I limit and late payment of WaMu (just a few days, if not reported) but found one. WaMu to 31% as a result have expressed my rate. I called them and they refuse to negotiate rates down. I rate as I am currently only paying interest at 500/mo $'ve got.

My credit score is 647, higher debt to income ratio due. I recently has a decent raise. I have to pay, but to pay down your balance to improve your FICO needed.

Is there any company out there that open a new account for 19k $ and a balance transfer is not? I really want to close WaMu account.

I'm not trying to buy anything, so it is not necessary. This is just obsurd.
Any advice you can offer.
Thank you.
 
31% interest rate is a lot! Just shop around, and maybe for you to give you a new credit card balance transfer low rate designed to eliminate the company will be able to find.
 
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