Have you filled out the FAFSA and submitted it yet? The FAFSA is what the gov't and BHCC will use to calculate your financial aid needs. Your financial aid will include the cost of housing, if you want it to.
You may be able to qualify for some low-cost, low-interest government subsidized student loans. These loans are better than private loans, because: 1) much lower interest 2) you don't pay them back until *after* you graduate.
Google the FAFSA right now, and get that process started.
If, after you file the FAFSA and receive your aid letter from BHCC, you see that you still have unmet need, first go speak with financial aid at BHCC. You may have options other than private loans, or if you *must* use a private loan, they may be able to recommend one that is relatively good.
If you *have* already filled out the FAFSA, go speak to someone in financial aid at BHCC. Explain that you need to have your aid adjusted to cover living expenses, and they'll help you get all that settled.
Don't jump right to a private loan without going through these other steps first. Private loans should be your last resort.
Good luck!