APR% for first time car buyer?

  • Thread starter Thread starter johnnybelinda
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johnnybelinda

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If you have NO credit, you'll likely be declined, or put at a high rate 20+%...
 
I am going to get a car for around $12,000. I have $4,000 to put down. Im def. going to get into the first time buyers program that the dealerships have, but i have no credit. What kind of APR am I looking at? At the worst I'm expecting 22%, but I've been hearing I could get lower.
 
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