Hi,
One of my accounts is in collection now. I have talked to the collection agency several times but even if I pay off the balance which is only $550, I don't think it will help me in anyway. My score is not going to go up at all and I will still have all the negative things on my credit.
I will end up in a situation where I will payoff the debt and will still be denied credit for the next 3 4 years atleast.
I am wondering if I have any options? Is there anyway I can strike a deal with the collections agency? like payoff the balance and ask them to remove collections from my credit report.
Thanks.
One of my accounts is in collection now. I have talked to the collection agency several times but even if I pay off the balance which is only $550, I don't think it will help me in anyway. My score is not going to go up at all and I will still have all the negative things on my credit.
I will end up in a situation where I will payoff the debt and will still be denied credit for the next 3 4 years atleast.
I am wondering if I have any options? Is there anyway I can strike a deal with the collections agency? like payoff the balance and ask them to remove collections from my credit report.
Thanks.