Anyone have collission?

[<KING>]

Hey Guys,

I know I ask a lot questions. Anyone here have collision on their bike? Gieco is charging me 3400/year for Liability, Comprehensive and Collision. The guys at the Ducati dealer says to take Collision off since it's not worth it, and the insurance is going to end up costing you more than the bike in the long run, to just fix it yourself. That leaves coverage for me and whatever I crash in to.

I can get Comprehensive + Liability = 900/year
Just Liability = 500/year.

What are your thoughts?

-Joey

 

[wite boi]

I had Geico and they were very expensive so I went to State farm.. I think its time for you to shop.

 

[devilgrl]

I pay $100 per month for comprehensive, collision, and uninsured motorist with State Farm.

 

[mrsix12346]

Yea you should definately do some shopping. As easy as Ducati's total out I'm not sure I would want to go without the coverage. I have full coverage on my monster and it's about $800 a year. How old are you? I'm only 22 so that really works against me. I'm sure my Monster is in a different class as yours too.

I would look in to Foremost Insurance as they tend to cover Ducati's pretty well.

Nice bike btw, an 848 is my next purchase.

 

[A.Mercer]

\
MF... I swear I read on one of the boards that State Farm covers track day's... Is that true??

RC

 

[Morganhorses]

must admit Im not sure. If I went down at the track I would not tell tell my agent and say I went down on the street. I lowsided in asuza canyon and they covered that.

 

[CeeJay(:]

Check out Nationwide. You can get a quote any time over the phone.

 

[lord_abortion_616]

Check State Farm....they usually rock with motorcycles...

 

[BIBI J]

state farm, fully covered and its about 500 a year

 

[Mattt]

Malx, what do you have going against you, age, tickets, etc? I have GEICO and only pay $377 for the entire year full coverage, low deductable. Wow, thats a HUGE difference. Yes I have some tickets and am 38, but wow. I guess old does have bennies