Isn't house insurance only about $100 per month? What is covered? (like city crazy arsonist guy? TVs and computers? or just the structure? just curious!)
What does house insurance do? I've heard horror stories from Hurricane Katrina that the victims were homeless the house not rebuilt, etc etc. Am I required to buy this house ins? Hopefully, flood should not be a concern (high ground, on a hill?) but maybe tornadoes or high winds and storms? sometimes.
I live in Michigan! Am I required by law to have this house insur?
Does it cost less to have house insurance in the city? Or more?
We are trying to decide between rural living (where we grew up, familiar favorite hometowns) and city life (we could potentially get free college tuition for our child.). but... we love forests chickens and stuff. (can't have that in the city.) Also, in the city we could ride the bus and not have the expense of a car. We are poor, but we kinda want a car. We could visit Lake Michigan or go camping up north. Maybe the car thing is irrelevant, but I know in the city we would not buy one. and just hope that Grandpa takes us camping or something.
PS. The crazy city arsonist is only hitting the Appartment buildings here. but just in theory, any crazy arsonist f(NOT ME!) could target my house....
What does house insurance do? I've heard horror stories from Hurricane Katrina that the victims were homeless the house not rebuilt, etc etc. Am I required to buy this house ins? Hopefully, flood should not be a concern (high ground, on a hill?) but maybe tornadoes or high winds and storms? sometimes.
I live in Michigan! Am I required by law to have this house insur?
Does it cost less to have house insurance in the city? Or more?
We are trying to decide between rural living (where we grew up, familiar favorite hometowns) and city life (we could potentially get free college tuition for our child.). but... we love forests chickens and stuff. (can't have that in the city.) Also, in the city we could ride the bus and not have the expense of a car. We are poor, but we kinda want a car. We could visit Lake Michigan or go camping up north. Maybe the car thing is irrelevant, but I know in the city we would not buy one. and just hope that Grandpa takes us camping or something.
PS. The crazy city arsonist is only hitting the Appartment buildings here. but just in theory, any crazy arsonist f(NOT ME!) could target my house....