22
1 chocolate = Rs. 1 ---> 15 chocolate =Rs.15
15 wrappers / 3 wrappers = 5 chocolate
after eating the 5 chocolate you would leave with 5 wrappers and you can 1 free chocolate out of that and leave over with three wrappers (the remainin two and the free one) Trade that in for a free and you would have one wrapper left.
Altogether you have gotten 15 + 5 + 1 + 1 =22 chocolates