I'm 19 years old, a college student and a part time employee of a large bank. I was previously covered an insurance plan through my father's employer, however, he passed away last month and the coverage was promptly terminated. Because I am only a part-time intern (I work just under 20 hours a week), I am not eligible for health insurance through my employer. My school offers a health plan but it appears to be very costly and so I'm trying to explore my alternatives before I commit to anything. I understand that there are a number of health insurance plans available through the New York State government, but I'll admit that I don't understand the differences between the program. I only know that I don't go to the doctor much but am interested in a plan that provides good (good for state coverage, that is) dental care. Any suggestions as to which plan I should consider?